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save money around your home

5 ways to save around your home

Sep 12, 2021

As busy time poor families it is hard to stop and look at our finances and I totally get that but how are you going to continue the way you are going without taking a quick health check of your finances.

If you are not ready yet to sit down and look at your numbers but you know you need to make a change here are 5 budgeting tips to do around your home that will help get the ball rolling.

1. Meal Prep

This is something we started doing in 2017 when we had to get back in control. Seriously changed the way we shopped, spent money and helped reduce the amount of food waste going out (seeing how much you waste and putting that into dollar value is an eye opener).

Before going to the shops choose 7 dinners for the next week (or if you are like us 6 meals and one take way - yes I am all about also enjoying the budgeting process) also decide what you are going to have for lunches for work ($10 a day on lunches adds up). We started off with Jaime's 5 ingredient cookbook simple but delicious we have ventured out to Cookbook magazines as we discovered that hubby is a good cook helps he follows the recipe haha. 

By doing this we have reduced the amount of left overs we produced and that use to go into the bin. If you haven't already invest in a worm farm for your veggie scraps - our plants are loving it (and chickens if they are quick enough)

2. Organise your pantry

This goes hand in hand with your Meal Prep by cleaning out your pantry you know exactly what is in there so there is no doubling up which saves money at the checkout. You don’t need to go out and buy containers to order your food. Ask your friends, family, neighbors if they have any they want to get rid of or pop to your local op shop. We have one for baking ingredients, veggies, bread, spreads, Jars for Pasta, a clear container or tins, I also choose glass jars over plastic when shopping at the supermarket so I can reuse the glass jars for food storage.  

3. Capsule Wardrobe

Ever go into your wardrobe stare at all your clothes and say "I have nothing to wear" I did! That was until I created my capsule wardrobe. I was reading about project 333 where you choose 33 items of clothing (excluding underwear) and wear only them for 3 months and you sell, give away or put away (winter clothes) your other items you don't wear. I discovered that I had less than 33 items! This was a game changer it took away the overwhelming feeling of what I was going to wear. Also gave me purpose when I went to buy items I needed rather than shop for the sake of buying something. 

4. De-clutter 

A habit you can pick up when you are trying to save or stressing about money is buying things for your house you don't need (cue my shopping habit of buying random things that I thought would make me happy). Decluttering can help relieve stress and the overwhelming sense of stuff. You know that stuff that you just keep tidying up or that thing you bought that day but can't remember why Or that stuff cluttering the bottom of your wardrobe. Go through each room including the kid's rooms there will be toys they don't play with that you just keep cleaning up when they make a mess looking for another toy.

Decide what you need to keep, either hold a garage sale, pass it onto someone else or drop it off at a second-hand store, there are also lots of great charities out there looking for items to help families get back on their feet. If you struggle at first be easy on yourself try and make it a monthly habit to go through things that you no longer need. You will notice that by doing this it will make you stop and think the next time you are browsing the shops ask yourself "do I really need that" 

5. Pack a picnic and explore 

We love packing a picnic and heading off in the car to explore Perth. Usually, somewhere we can walk around easily with the kids. Yes, we use money to pay for the petrol but we have saved money on packing food and we go somewhere free. We get out about in the fresh air and nature which is great for everyone's mental health. 

How did you find these 5 tips? Have a try let me know how you go tag me on Instagram @_thehealthywalletproject or put a post in the community I would love to see what you get up to! 

Chat soon!

Terri 

Would you like to take control of your finances? You can now get access to our 90 day Budget Journal

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